by Summer Herndon
Staff Writer
Full-time undergraduates, along with international graduate students, are required to have University Student Medical Insurance, according to school policy. The insurance is available to any student currently enrolled with six units per semester.
The Student Accident and Sickness Insurance, which has been with the University of La Verne since 1988, is for ULV students.
It serves as primary coverage for students with no insurance, or as secondary coverage for those with insurance. Cost for this plan comes in the full-time tuition and fee package for undergraduate students for the fall and spring semesters. International, graduate students and part-time students are billed separately each month.
According to Maureen Pray, ULV’s licensed vocational nurse, the insurance plan is great for undergraduates who don’t have medical insurance from their parents because they can get full coverage through the Health Center.
“It’s also good for graduate students because they only pay about $32 a month,” said Pray.
Some of the benefits range anywhere from $60 to $3,500 depending on what the insurance covers. A few of the basic benefits included are physician’s visits, surgical operations, dental treatment and administration of anesthetics.
The insurance provides protection for extremely serious and costly disability. Students pay for anything that will cost beyond the specified amount given by the insurance plan.
A nurse is on duty at the Health Center Mondays through Thursdays, 8 a.m. to 3 p.m., and Fridays, 8 a.m. to noon to screen students for sickness and injury.
If students are unable to visit the Health Center they can go to Central Ave. Urgent Care in Montclair. There they are allowed to have the same basic coverage as long as they attend school at La Verne.
Students can go to Urgent Care when the Health Center is closed or when they need to be assisted for something major, like an MRI or CAT scan.
Full coverage is available by Urgent Care only if the student is referred by the Health Center. Otherwise, patients will have to pay a fee. If the Health Center is closed, a resident assistant or area coordinator can refer a student.
